PennyPal Documentation
PennyPal Documentation is the official user guide and reference for configuring bank connections, tracking cash flow, and organizing zero-based budgets.
Getting Started with PennyPal
1. Quick Start Guide
Set up your profile, define your initial income baseline, and configure your primary spending buckets in under five minutes.
Read guide2. Zero-Based Setup
Learn the principles of zero-based budgeting, allocating every incoming dollar toward bills, savings, and discretionary targets.
Explore principles3. Bank Linking
Connect your depository and credit card accounts securely via Plaid, or import financial records using CSV templates.
Connection FAQCore Features & User Manuals
Cash Flow Visualizer (Sankey Diagram)
Understand how money cascades from income sources into essential expenses, discretionary categories, and net savings.
View interactive diagramAutomated Categorization & Rules
Configure custom keyword and merchant rules that classify repeating charges with 95%+ accuracy without manual sorting.
Browse feature documentation